The mini credit card is not a credit card with smaller dimensions, but a credit card of the automaker Mini in cooperation with MasterCard and Goodbank.
The card is available in two variants, the Mini Credit Card Basic and the Mini Credit Cars Special . It goes without saying that the map’s assists are aimed at cars.
In the standard version, both offer a car insurance cover for all vehicle types and a free Drive-Now registration. There are two motifs for the basic card, and there are four for the Special Card.
The assistance services
The following basic functions are common to both cards:
- Kfz protection letter for all vehicle brands
- Free DriveNow registration
- Price advantages with the MINI Driving Experience
- Price advantages at BMW Rent
- Online Cashback Basic
- Flexible partial payment
- Online card account
- Innovative payment services
The advantages of the Mini Credit Card Special are:
- Tire service credit up to 35,00 EUR
- travel Assistance
- MINI lifestyle credit iHv 25,00 EUR
The basic fees and most common costs
The Mini Credit Cards were chosen by the German Financial Services Institute as the Top Premium Credit Card (Focus Money, issue 12/2016). Unfortunately, premium credit cards also come at a price. For the Mini Credit Card Basic 3.25 euros per month charges, for the big sister is 8.25 euros.
Also charged are bar orders with both cards. Anyone wishing to make a cash deposit at the ATM with their Mini Credit Card will be charged two percent of the withdrawn amount, but at least five euros. If the card is used outside the euro area, 1.75 per cent of the currency conversion fees will be charged for each transaction.
Additional assistance packages are available at an additional cost. It refers to:
The travel package for 4,30 Euro per month with the following services
- Travel insurance
- Trip interruption insurance
- Travel Accident Insurance
The shopping package offers for 1.95 euros per month
- Shopping insurance
- Extended warranty
- Price guarantee
- Return Protection Support
For 2.95 euros per month offers the mobility package
- A car key loss insurance
- Transport Accident Insurance
- Take-me-home Joker
- Car damage waiver
Last but not least, Mini also offers Internet security for 1.95 euros per month
- Identity protection on the Internet
- Free initial telephone consultation for Internet legal protection